These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
You must be at least 18 years of age to use this website. By using this website and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.
License to use website
Unless otherwise stated, all content and intellectual property contained on this website remain the property of Smart Business Plans, and/or third parties. All these intellectual property rights are reserved, and reproduction of any kind is not permitted.
You may view, download for caching purposes only, and print pages from this website for your own personal use only, and subject to the other causes contained in these terms of service.
You must not:
- republish material from this website (including republication on another website);
- sell, rent or sub-license material from the website;
- show any material from the website in public;
- reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
- redistribute material from this website except for content specifically and expressly made available for redistribution.
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without [NAME’S] express written consent.
You must not use this website to transmit or send unsolicited commercial communications.
You must not use this website for any purposes related to marketing without our express written consent.
Access to certain areas of this website is restricted. Smart Business Plans reserves the right to restrict access to areas of this website, or indeed this entire website, at our sole discretion.
If Smart Business Plans provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.
Smart Business Plans may disable your user ID and password at our sole discretion without notice or explanation.
In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.
You grant to Smart Business Plans a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to Smart Business Plans the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or Smart Business Plans, or a third party (in each case under any applicable law).
You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
Smart Business Plans reserves the right to edit or remove any material submitted to this website, or stored on our servers or that our our third party service providers, or hosted or published upon this website.
Notwithstanding Smart Business Plans rights under these terms and conditions in relation to user content, Smart Business Plans does not undertake to monitor the submission of such content to, or the publication of such content on, this website.
This website is provided “as is” without any representations or warranties, express or implied. Smart Business Plans makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, Smart Business Plans does not warrant that:
- this website will be constantly available, or available at all; or
- the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. We are not legal or financial professionals, and make no representations as such. You should always consult an appropriate professional before making any commercial decisions. All information contained on this website is general in nature and does not take into account your personal situation.
Limitations of liability
Smart Business Plans will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website, or the services provide by Smart Business Plans:
- to the extent that the website is provided free-of-charge, for any direct loss;
- for any indirect, special or consequential loss; or
- for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if Smart Business Plans has been expressly advised of the potential loss.
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Smart Business Plans liability in respect of any:
- death or personal injury caused by Smart Business Plans negligence;
- fraud or fraudulent misrepresentation on the part of Smart Business Plans; or matter which it would be illegal or unlawful for Smart Business Plans to exclude or limit, or to attempt or purport to exclude or limit, its liability.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this website.
You accept that, as a limited liability entity, Smart Business Plans has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Smart Business Plans officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Smart Business Plans officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Smart Business Plans.
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
You hereby indemnify Smart Business Plans and undertake to keep Smart Business Plans indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Smart Business Plans to a third party in settlement of a claim or dispute on the advice of Smart Business Plans legal advisers) incurred or suffered by Smart Business Plans arising out of any breach by you of any provision of these terms and conditions[, or arising out of any claim that you have breached any provision of these terms and conditions].
Breaches of these terms and conditions
Without prejudice to Smart Business Plans other rights under these terms and conditions, if you breach these terms and conditions in any way, Smart Business Plans may take such action as Smart Business Plans deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
Smart Business Plans may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Smart Business Plans may transfer, sub-contract or otherwise deal with Smart Business Plans rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
These terms and conditions, constitute the entire agreement between you and Smart Business Plans in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with Australia, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Australia.
Registrations and authorisations
Smart Business Plans is a business entity operating under jurisdiction of Australia.
Business Address: PO Box 47, Belrose West, 2086, NSW, Australia.